Provider review
PlushCare Review — Online Therapy and Doctor Visits With Insurance
What PlushCare’s online therapy and doctor visits cost, how insurance and HSA/FSA work, what its doctors can and cannot prescribe, and who it may suit.
PlushCare at a glance
Details verified September 25, 2026
- Services
- Individual online therapy (adults), Online primary care and urgent care visits, Mental health medication through PlushCare physicians, Prescriptions sent to your local pharmacy
- Conditions treated
- Anxiety, Depression, Stress, Insomnia, Relationship concerns
- Pricing
- Therapy $169 per session. Doctor visits $129 without insurance, plus a membership of $19.99/month or $149/year.
- Insurance
- Accepts many insurance plans. PlushCare says most patients with in-network insurance pay $30 or less per doctor visit. FSA/HSA receipts provided for therapy.
- Prescribes medication
- Yes, where clinically appropriate and permitted
- Ages served
- Adults 18+ for therapy
- Availability
- Doctors licensed in all 50 states; you see a therapist licensed in your state. Availability of specific services varies by state.
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Overview
PlushCare is a US telehealth practice that combines online therapy with online doctor visits. Adults can book video sessions with a state-licensed therapist, and separately see a PlushCare physician for primary care, urgent care and medication — including many mental health medications. It accepts many insurance plans, which sets it apart from subscription-only therapy platforms.
How it works
- Book an appointment from the PlushCare app or website. Same-day and flexible times are often available.
- Meet your therapist or doctor by video from your phone or computer, at the time you booked.
- Continue care with the same service. If your therapist thinks medication may help, you can book a visit with a PlushCare physician, who can send a prescription to your local pharmacy.
Provider credentials
Therapy is provided by licensed therapists in your state. Medical visits are with board-certified physicians, and PlushCare says it is licensed to provide care in all 50 states.
Medication availability
PlushCare therapists do not prescribe. PlushCare physicians can start or refill most medications except controlled substances, at their discretion. That includes common antidepressants and anti-anxiety medications such as Zoloft, Prozac, trazodone and propranolol. It excludes most ADHD stimulants and benzodiazepines. See our online psychiatry guide for services focused on psychiatric medication.
Privacy
PlushCare says its therapy platform is secure and HIPAA compliant. It publishes a privacy policy, a notice of privacy practices and a controlled substances policy on its website — read them before booking.
Customer support
PlushCare’s care team can be reached by email at info@plushcare.com or by phone at 1-800-221-5140. PlushCare is not an emergency service. If you are in crisis in the US, call or text 988 or call 911 — see Get Help Now.
Methodology
We checked PlushCare’s therapy pricing, insurance, prescribing policy and eligibility against its own website and FAQ on September 25, 2026, and assessed it against each criterion in our review methodology. If you want a weekly subscription with messaging between sessions instead of per-visit fees, compare BetterHelp. Prices and coverage change often, so confirm the details with PlushCare before you book.
Pros and considerations
Pros
- Therapy and medical care, including medication, from one service.
- Accepts many insurance plans, which can lower the cost substantially.
- Per-session pricing with no weekly subscription for therapy.
- Same-day and flexible appointments.
Considerations
- $169 per therapy session is high if you pay out of pocket every week.
- Therapy is for individual adults only — no couples, family or under-18 therapy.
- Doctors do not prescribe controlled substances, including most ADHD stimulants and benzodiazepines.
- Prescriptions are at the doctor’s discretion; a visit does not guarantee one.
Is it a good fit?
Who might consider it
- Adults with insurance who want therapy and, if needed, medication from the same service.
- People who prefer paying per session rather than a weekly subscription.
- People managing a mental health need alongside other medical conditions.
Who may need a different level of care
- People in crisis or with severe symptoms who need in-person or intensive care.
- Couples, families or anyone under 18 looking for therapy.
- People who need a stimulant prescription for ADHD — see an in-person or specialist ADHD service.
Alternatives to consider
- BetterHelp ReviewA large online talk-therapy network that matches adults with a licensed therapist for $70–$100 a week. It does not diagnose or prescribe.
- Lemonaid Health ReviewAn online medical service that assesses depression and anxiety and prescribes non-controlled medication for $95 a month ($25 the first month). It does not provide talk therapy.
- Online TherapyTherapy by video, phone or messaging with a licensed professional.
- Online PsychiatryPsychiatric evaluation and medication management by telehealth.
When to seek professional help
Consider talking with a doctor or licensed mental health professional if symptomslast for more than two weeks, keep coming back, or make it harder to manage work, school, relationships or daily tasks. You don’t need to wait until things feel severe — getting support early often makes things easier.
If you’re thinking about harming yourself or are in immediate danger, call your local emergency number. In the US, call or text 988 (Suicide & Crisis Lifeline).Crisis resources in other countries.
Explore care optionsFrequently asked questions
How much does PlushCare online therapy cost?
Can PlushCare prescribe mental health medication?
Does PlushCare offer couples therapy?
Can a PlushCare therapist diagnose ADHD?
References
We rely on government health agencies, professional medical organizations, peer-reviewed research and academic institutions. Read our sourcing standards.
About this article
Written by
ExploreMentalHealth Editorial Team
Our editors research and write every article using government health agencies, professional medical organizations and peer-reviewed research, following our published editorial standards.
- First published
- September 25, 2026
- Last updated
- September 25, 2026
- Last medically reviewed
- Review pending